Effective date: July 18, 2026
Last updated: July 18, 2026
Kloobel ("we," "us," or "our") operates the Whallet mobile application ("Whallet" or the "App"). This Privacy Policy explains what information the App handles, how that information is used, and the choices you have.
Whallet is designed so your expense records, trips, categories, and settings stay on your device. We do not operate a backend server for Whallet and we do not require you to create an account. Whallet is currently available on iOS only.
We do not ask for your name, email address, phone number, or other contact information to use Whallet.
We do not operate user accounts for Whallet and we do not maintain a central database of your expenses, trips, categories, notes, or settings.
When you use Whallet, the App stores the following information locally on your device using on-device storage (SQLite and related local storage):
This information is used only to provide App features, including logging and organizing expenses, trip and category management, converted spending summaries, recurring expense generation, optional daily reminders, and applying your preferences.
You can delete individual expenses, trips, categories, templates, and recurring rules within the App. You can also remove all App data by uninstalling Whallet, by using Settings → Data → Delete all data, or by using Settings → Data → Import in Replace mode, which permanently deletes current App data on that device and replaces it with an imported file.
You may export your data to a CSV file or import data from a CSV file using features in Settings. Export and import are initiated by you. We do not receive those files unless you choose to share them outside the App.
If you allow notifications, Whallet can schedule a daily reminder on your device at a time you choose (during onboarding or in Settings). Reminder content is a general prompt to log expenses; it does not include details of individual expenses you entered.
Notification delivery is handled by your device's operating system on iOS. We do not send notifications from our own servers.
You can disable notifications at any time in your device settings or turn off the daily reminder in Whallet Settings. Whallet can still be used without notifications.
When you have expenses in more than one currency, Whallet can show converted totals in your reporting currency. To do this, the App may request current exchange rates from Frankfurter (api.frankfurter.app), a third-party public exchange-rate service.
These requests include currency codes only (for example, your reporting currency and the currencies used in your expenses). They do not include your expense amounts, notes, trip names, or other personal content from your records.
Fetched rates are cached locally on your device and refreshed when you open the App, when rates become outdated, or when you manually refresh them in Settings. If you are offline or the request fails, Whallet continues to use cached rates or shows per-currency totals where conversion is unavailable.
For more information about Frankfurter, see the Frankfurter project documentation and terms at https://www.frankfurter.app.
Whallet offers an optional Whallet Pro unlock as a one-time purchase (not a subscription). Pro restores the ability to add new expenses after your free trial ends, along with full ongoing access to expense logging features.
Whallet includes an app-managed 7-day trial that begins when you manually log your first expense. Trial timing is stored locally on your device.
When you purchase or restore Whallet Pro:
We do not receive your full payment card details. Payment information is handled by Apple under Apple's privacy policy.
For more information about RevenueCat's data practices, see RevenueCat's Privacy Policy.
Whallet may read limited device information to provide core functionality, including:
We do not collect precise location data.
Whallet does not currently use third-party analytics in the App. If we add optional analytics in a future version, we will update this Privacy Policy before or when that feature is enabled.
We use information only to:
We do not use your on-device expense data for advertising.
We do not sell your personal information.
We share information only in these situations:
Because your expense data is stored locally, we generally cannot access it unless you contact us and voluntarily provide information.
On-device data remains on your device until you delete it, replace it through import, uninstall the App, or remove individual records in the App.
Purchase-related data retained by Apple or RevenueCat is governed by their respective retention policies.
Exchange-rate cache data remains on your device until refreshed, replaced, or removed when App data is deleted.
Depending on where you live, you may have rights to access, correct, delete, or restrict certain processing of personal information.
Because Whallet stores your data locally, the fastest ways to delete that data are:
For purchase-related requests (such as purchase history managed by Apple or RevenueCat), you may also review your purchase history in Settings → Apple ID → Subscriptions & Purchases on your device.
To contact us about privacy, email support@kloobel.com.
If you are in the European Economic Area or United Kingdom, you may also have the right to lodge a complaint with your local data protection authority.
Whallet is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us at support@kloobel.com and we will take appropriate steps.
Whallet is operated from the United States. If you use the App from outside the United States, your information may be processed in the United States and other countries where our service providers operate, including where RevenueCat processes purchase data and where exchange-rate providers receive API requests.
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. If changes are material, we may provide additional notice in the App or on our website.
Your continued use of Whallet after an update means you accept the revised Privacy Policy.
If you have questions about this Privacy Policy, contact:
Kloobel
Email: support@kloobel.com
Website: https://kloobel.com